Let’s face it when we choose the homeschool life sometimes we need to make adjustments in our spending and our budgets. This especially holds true to my family. We went from a two income family to a one income family PLUS an extra mouth to feed. So we had to make some adjustments to afford this new lifestyle. Here are some painless ways to save some money. Start doing this today and you will see more money staying in your bank account.
#1 Meal plan: I know, I can hear the grumbles already! It’s really very simple after you get the hang of it. Just make 2-3 staple menu plans with grocery lists and just rotate those out. You can make more later on. Sticking to a menu plan will save you TONS of money in the grocery store and save you from running out for take out at the last minute. I personally use Once A Month meals to plan out my meals. I’m not affiliated with this company, but I love this above most of the others (and trust me I think I’ve tried them all!).
#2 Cut Cable: Okay, honestly I was scared of doing this one to, but it’s turned out better than I ever imagined! We canceled our cable and bought a Roku and we have NEVER looked back! I honestly do not know why we didn’t do this sooner. I have Amazon Prime and we get a lot of great shows on there from that. I also pay $8/month for Netflix. Our cable bill was $120/month so you do the math! You can get a Roku for as little as $40. Also check out Hulu and signing up for a free account. They have lots of shows to watch for FREE!
#3 Switch Cell Phone Providers: I know this isn’t an option for everyone, but if you can you should switch your cell phone provider. You can get pre-paid plans and other plans for under $50/month without loosing quality. For people who live out in the middle of no where (like myself) then we might just be stuck with higher bills. I only have one provider out in my area, but if I could jump ship I would do so in a heartbeat!
#4 Car Insurance: Shop around for the best price! I couldn’t believe how much money we saved by switching our insurance company! I’m not saying sacrifice quality service, but do look around. There are some really great options out there!
#5 Grow A Garden: Now you don’t have to have a ton of space to grow a garden. I have two 5 x 5 garden plots in our backyard, but my favorite thing to grow in is my EarthBox !! I love these things because it doesn’t take any garden skill to grow things!! I started out with one a few years ago and now I have 6! I use the organic kits and I buy my seeds organic as well from Mary’s Heirloom Seeds. I have tried MANY brands of organic seeds and her seeds by far pass the quality of all of them. I always yield twice as much veggies from her seeds than others. Growing your own food can save you ton of money at the grocery store. Grow things you most commonly eat as well as the vegetables/herbs that are more expensive in the stores.
#6 Make Your Own Cleaners: This is going to save you LOTS of money at the store. There is no reason what so ever to be spending $3-5 on a bottle of cleaner! DIY household cleaners are simple to make and are more healthy for your family.
#7 Make A Budget: A budget is key to saving to money and having things run smoothly. Don’t worry Dave Ramsey’s book “Total Money Makeover” makes creating a budget incredibly simple! If you haven’t read this book yet then now is the time!
#8 Use A Programmable Thermostat: You can save quit a bit of money using one of these. I was skeptical at first, but was AMAZED at how well this worked out and how much we saved each month. We tried some fancy pants thermostats and they all failed to work properly or installation was extremely difficult. We settled on the cheaper Honeywell Programmable Thermostat and it works like a charm!
#9 Use Ebates When Shopping Online: Okay, if you shop online you NEED to sign up for Ebates! I get some amazing discounts on regular things I normally purchase PLUS I get a BIG FAT check in the mail at the end of each month!! Who doesn’t want that! Sign me up please! 🙂
#10 Use Less Electricity: This one is pretty simple. Hang dry your clothes instead of using your dryer. Use a small countertop oven (especially during summer) instead of your large oven. Unplug any electronics not being used. These are fairly simple and you will see results from this on your next utility bill.
I hope you have found some things in this list that you can start implementing right away. You don’t have to suffer to save money! These steps make it painless and easy! 🙂